Who We Are (Not a Lender)
UzaDebt, operated by Fortune Technology Co. Ltd., is a technology-enabled third-party debt resolution and recovery platform. UzaDebt is not a bank, microfinance institution, or lender, does not issue loans, and does not provide regulated legal or financial advice.
Third-Party Authorization & Restructuring Rules
- When you register or select a plan on the Customer Portal, you authorize UzaDebt to verify your obligation with your originating lender and administer repayment options within the lender’s pre-agreed restructuring rules.
- Displayed discounts (such as lump-sum reductions) and installment terms are subject to lender verification and remain valid only if payments are completed within the agreed schedule.
UzaDebt Control Numbers & Zero Upfront Fees
- Zero Upfront Registration Fee: UzaDebt never charges borrowers a registration fee, consultation fee, or mobile-money tip to check eligibility or access the Customer Portal.
- Official Payment Channel Only: Repayments are valid only when paid to your unique UzaDebt Control Number shown in the Customer Portal or official SMS/email notice. Never send money to personal mobile numbers.
- Payments are credited to your ledger upon verified settlement confirmation from our licensed payment gateway.
Official Settlement Confirmation & CRB Updates
Once your total verified payments equal or exceed your agreed settlement amount, UzaDebt issues an Official Settlement Confirmation & Payment Receipt (with cryptographic verification hash). Credit Reference Bureau (CRB) status updates are executed by the originating lender or licensed credit bureau in accordance with Bank of Tanzania (Credit Reference Bureau) Regulations; UzaDebt provides the verified settlement record to support that update.
Customer Portal & Acceptable Use
You agree to provide accurate identity and contact details, keep your reference and portal links confidential, and refrain from automated scraping, brute-force lookups, or submitting fraudulent payment references.
Limitation of Liability & Governing Law
To the extent permitted by law, Fortune Technology Co. Ltd. is not liable for delays caused by mobile network operators, banking rails, or inaccurate historical data supplied by third parties. These Terms are governed by the laws of the United Republic of Tanzania, and disputes are subject to the courts of Dar es Salaam.