/* ==========================================================================
   UzaDebt - Public site
   Brand tokens: Obsidian #0D0614 · Surface #180A29 · Royal Purple #6B21A8
                 Vibrant Violet #9333EA · Pure White #FFFFFF
   Type: Plus Jakarta Sans (brand monogram face) · JetBrains Mono (figures)
   ========================================================================== */

:root {
  --bg: #0D0614;
  --surface: #180A29;
  --surface-2: #221038;
  --line: rgba(233, 213, 255, .12);
  --line-strong: rgba(233, 213, 255, .22);
  --ink: #FFFFFF;
  --ink-2: #D6CCE4;
  --ink-3: #A496B8;
  --purple: #6B21A8;
  --violet: #9333EA;
  --lilac: #C084FC;
  --lilac-2: #E9D5FF;
  --paper: #FFFFFF;
  --paper-2: #F6F2FB;
  --paper-ink: #0D0614;
  --paper-ink-2: #4A3D5C;
  --ok: #34D399;
  --warn: #FBBF24;
  --danger: #F87171;

  --font: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono: "JetBrains Mono", ui-monospace, "SFMono-Regular", Consolas, monospace;

  --r-sm: 8px;
  --r: 14px;
  --r-lg: 22px;
  --wrap: 1200px;
  --ease: cubic-bezier(.16, 1, .3, 1);
  --shadow: 0 18px 40px -18px rgba(5, 0, 12, .7), 0 2px 6px rgba(5, 0, 12, .35);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 88px; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; } }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 400 17px/1.65 var(--font);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--lilac); text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { color: var(--lilac-2); }
::selection { background: var(--violet); color: #fff; }
:focus-visible { outline: 2px solid var(--lilac); outline-offset: 3px; border-radius: 4px; }
html { scrollbar-color: #3B1D5E var(--bg); }
::-webkit-scrollbar { width: 11px; height: 11px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: #3B1D5E; border-radius: 10px; border: 3px solid var(--bg); }

h1, h2, h3 { margin: 0; font-weight: 800; letter-spacing: -.028em; line-height: 1.08; text-wrap: balance; }
h1 { font-size: clamp(2.5rem, 5.6vw, 4.6rem); letter-spacing: -.038em; line-height: 1.02; }
h2 { font-size: clamp(1.9rem, 3.6vw, 3rem); }
h3 { font-size: 1.2rem; letter-spacing: -.015em; line-height: 1.3; }
p { margin: 0; }
.mono { font-family: var(--mono); font-variant-numeric: tabular-nums; letter-spacing: -.01em; }
.muted-lg { color: var(--ink-2); font-size: 1.13rem; max-width: 62ch; }
.fine { color: var(--ink-3); font-size: .9rem; }
.wrap { width: min(100% - 40px, var(--wrap)); margin-inline: auto; }
.section { padding: clamp(80px, 10vw, 136px) 0; }
.ic { width: 1.15em; height: 1.15em; flex: none; }

.skip { position: absolute; left: -999px; top: 8px; z-index: 100; background: #fff; color: var(--bg); padding: 10px 16px; border-radius: 8px; }
.skip:focus { left: 8px; }

/* ── Buttons ─────────────────────────────────────────────────────────── */
.btn {
  --b: var(--purple);
  display: inline-flex; align-items: center; justify-content: center; gap: .55em;
  padding: 13px 22px; border-radius: 999px; border: 1px solid transparent;
  font: 700 .98rem/1.2 var(--font); letter-spacing: -.005em; text-decoration: none; cursor: pointer;
  transition: background-color .25s var(--ease), border-color .25s var(--ease), transform .25s var(--ease), box-shadow .25s var(--ease), color .25s;
  white-space: nowrap;
}
.btn .ic { transition: transform .3s var(--ease); }
.btn:hover .ic { transform: translateX(3px); }
.btn--primary { background: var(--purple); color: #fff; box-shadow: 0 10px 24px -12px rgba(147, 51, 234, .85); }
.btn--primary:hover { background: var(--violet); color: #fff; transform: translateY(-1px); box-shadow: 0 14px 30px -12px rgba(147, 51, 234, .95); }
.btn--ghost { background: rgba(13, 6, 20, .78); color: #fff; border-color: var(--line-strong); }
.btn--ghost:hover { border-color: var(--lilac); color: #fff; }
.btn--ghost:hover .ic { transform: none; }
.btn--light { background: #fff; color: var(--bg); }
.btn--light:hover { background: var(--lilac-2); color: var(--bg); }
.btn--dark { background: var(--bg); color: #fff; }
.btn--dark:hover { background: var(--purple); color: #fff; }
.btn--sm { padding: 9px 16px; font-size: .9rem; }
.btn--lg { padding: 16px 28px; font-size: 1.04rem; }
@media (max-width: 640px) { .btn { white-space: normal; text-align: center; } }
.btn--block { width: 100%; }
.btn[hidden] { display: none; }
.btn[disabled], .btn.is-loading { opacity: .6; pointer-events: none; }

/* ── Logo ────────────────────────────────────────────────────────────── */
.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-mark { width: 46px; height: 33px; display: block; }
.logo-word { font-weight: 800; font-size: 1.32rem; letter-spacing: -.035em; color: #fff; }
.logo-word b { font-weight: 800; color: var(--lilac); }
.logo--light .logo-word { color: var(--paper-ink); }
.logo--light .logo-word b { color: var(--purple); }

/* ── Nav ─────────────────────────────────────────────────────────────── */
.nav { position: sticky; top: 0; z-index: 50; background: #0D0614; border-bottom: 1px solid var(--line); transition: border-color .3s, background-color .3s; }
.nav.is-scrolled { border-bottom-color: var(--line-strong); background: #0D0614; }
.nav__inner { display: flex; align-items: center; gap: 28px; height: 72px; }
.nav__brand { text-decoration: none; }
.nav__links { display: flex; gap: 4px; margin-left: 12px; }
.nav__links a { color: var(--ink-2); text-decoration: none; font-weight: 600; font-size: .95rem; padding: 8px 12px; border-radius: 999px; transition: color .2s, background-color .2s; }
.nav__links a:hover, .nav__links a[aria-current] { color: #fff; background: rgba(255, 255, 255, .06); }
.nav__actions { margin-left: auto; display: flex; align-items: center; gap: 12px; }
.lang { display: inline-flex; padding: 3px; border: 1px solid var(--line); border-radius: 999px; }
.lang a { color: var(--ink-3); font: 700 .78rem/1 var(--font); letter-spacing: .04em; padding: 7px 10px; border-radius: 999px; text-decoration: none; }
.lang a[aria-current] { background: var(--surface-2); color: #fff; }
.nav__toggle { display: none; background: none; border: 1px solid var(--line); color: #fff; width: 42px; height: 42px; border-radius: 12px; cursor: pointer; place-items: center; }
.nav__toggle .ic { width: 22px; height: 22px; }
.mnav { border-top: 1px solid var(--line); padding: 12px 0 20px; background: var(--bg); }
.mnav .wrap { display: grid; gap: 4px; }
.mnav a:not(.btn) { color: #fff; text-decoration: none; font-weight: 600; padding: 12px 4px; border-bottom: 1px solid var(--line); }
.mnav .btn { margin-top: 12px; }

@media (max-width: 960px) {
  .nav__links, .nav__cta { display: none; }
  .nav__toggle { display: grid; }
}
@media (max-width: 400px) {
  .wrap { width: min(100% - 24px, var(--wrap)); }
  .nav__inner { gap: 10px; }
}

/* ── Hero ────────────────────────────────────────────────────────────── */
.hero { position: relative; min-height: min(88vh, 820px); display: flex; align-items: center; isolation: isolate; overflow: hidden; margin-top: -72px; padding-top: 72px; }
.hero__media { position: absolute; inset: 0; z-index: -2; }
.hero__media img { width: 100%; height: 100%; object-fit: cover; object-position: 72% 40%; animation: heroIn 1.6s var(--ease) both; }
.hero::before { content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(90deg, rgba(13,6,20,.97) 0%, rgba(13,6,20,.9) 34%, rgba(13,6,20,.45) 60%, rgba(13,6,20,.1) 100%),
    linear-gradient(0deg, var(--bg) 0%, rgba(13,6,20,0) 30%); }
@keyframes heroIn { from { transform: scale(1.06); filter: blur(6px) brightness(.6); } to { transform: scale(1); filter: none; } }
.hero__inner { padding: 64px 0 96px; }
.hero__copy { max-width: 640px; }
.hero h1 { margin: 22px 0 22px; }
.hero .lead { font-size: clamp(1.08rem, 1.6vw, 1.25rem); color: var(--ink-2); max-width: 54ch; }
.hero .lead strong { color: #fff; font-weight: 700; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.hero__proof { list-style: none; padding: 0; margin: 40px 0 0; display: flex; flex-wrap: wrap; gap: 10px 26px; color: var(--ink-2); font-size: .93rem; font-weight: 500; }
.hero__proof li { display: inline-flex; align-items: center; gap: 8px; }
.hero__proof .ic { color: var(--lilac); }
.pilot-pill { display: inline-flex; align-items: center; gap: 10px; padding: 7px 14px 7px 12px; border-radius: 999px; background: rgba(107, 33, 168, .28); border: 1px solid rgba(192, 132, 252, .35); color: var(--lilac-2); font-size: .86rem; font-weight: 600; }
.pilot-pill .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--ok); box-shadow: 0 0 0 0 rgba(52, 211, 153, .6); animation: ping 2.4s var(--ease) infinite; }
@keyframes ping { 0% { box-shadow: 0 0 0 0 rgba(52,211,153,.55); } 70%, 100% { box-shadow: 0 0 0 9px rgba(52,211,153,0); } }

@media (max-width: 760px) {
  .hero { min-height: auto; align-items: flex-end; }
  .hero__media img { object-position: 78% 30%; }
  .hero::before { background: linear-gradient(0deg, var(--bg) 8%, rgba(13,6,20,.86) 52%, rgba(13,6,20,.35) 100%); }
  .hero__inner { padding: 240px 0 64px; }
}

/* ── Problem / timeline ──────────────────────────────────────────────── */
.split { display: grid; grid-template-columns: 1.05fr 1fr; gap: 48px 72px; align-items: end; }
.split--head { margin-bottom: 64px; }
@media (max-width: 900px) { .split { grid-template-columns: 1fr; gap: 20px; } }

.timeline { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(6, 1fr); position: relative; }
.timeline::before { content: ""; position: absolute; left: 0; right: 0; top: 7px; height: 2px; background: linear-gradient(90deg, var(--line-strong) 0%, var(--line-strong) 72%, var(--danger) 80%, var(--violet) 88%, var(--lilac) 100%); }
.timeline li { position: relative; padding: 32px 18px 0 0; display: grid; gap: 4px; align-content: start; }
.timeline li::before { content: ""; position: absolute; top: 0; left: 0; width: 16px; height: 16px; border-radius: 50%; background: var(--bg); border: 2px solid var(--ink-3); }
.timeline__day { font: 600 .82rem/1 var(--mono); color: var(--ink-3); letter-spacing: .02em; margin-bottom: 6px; }
.timeline strong { font-size: 1.02rem; letter-spacing: -.01em; }
.timeline li > span:last-child { color: var(--ink-3); font-size: .9rem; line-height: 1.45; }
.timeline .is-loss::before { border-color: var(--danger); background: var(--danger); }
.timeline .is-loss .timeline__day { color: var(--danger); }
.timeline .is-ud::before { border-color: var(--lilac); background: var(--violet); box-shadow: 0 0 0 6px rgba(147, 51, 234, .25); }
.timeline .is-ud .timeline__day, .timeline .is-ud strong { color: var(--lilac); }
@media (max-width: 900px) {
  .timeline { grid-template-columns: 1fr; padding-left: 4px; }
  .timeline::before { top: 0; bottom: 0; left: 11px; right: auto; width: 2px; height: auto; background: linear-gradient(180deg, var(--line-strong) 0%, var(--line-strong) 66%, var(--danger) 78%, var(--violet) 90%, var(--lilac) 100%); }
  .timeline li { padding: 0 0 26px 40px; }
  .timeline li::before { left: 0; top: 2px; }
}

.sides { display: grid; grid-template-columns: 1fr 1fr; margin-top: 72px; border-top: 1px solid var(--line); }
.side { padding: 32px 40px 0 0; }
.side + .side { padding-left: 40px; border-left: 1px solid var(--line); }
.side h3 { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; }
.side h3 .ic { color: var(--lilac); }
.side p { color: var(--ink-2); max-width: 52ch; }
@media (max-width: 760px) { .sides { grid-template-columns: 1fr; } .side + .side { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); margin-top: 32px; } }

/* ── Traps (light section) ───────────────────────────────────────────── */
.traps { background: var(--paper); color: var(--paper-ink); }
.traps ::selection { background: var(--purple); color: #fff; }
.traps__grid { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(40px, 6vw, 96px); align-items: start; }
.traps__photo { margin: 0; position: sticky; top: 104px; }
.traps__photo img { border-radius: var(--r-lg); aspect-ratio: 4 / 5; object-fit: cover; width: 100%; box-shadow: 0 30px 60px -30px rgba(13, 6, 20, .55); }
.traps__photo figcaption { margin-top: 18px; color: var(--paper-ink-2); font-size: .95rem; max-width: 46ch; }
.traps__list h2 { margin-bottom: 40px; max-width: 20ch; }
.trap { padding: 28px 0; border-top: 1px solid #E7DEF1; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 36px; }
.trap h3 { grid-column: 1 / -1; font-size: 1.32rem; }
.trap__problem { color: var(--paper-ink-2); }
.trap__fix { display: flex; gap: 10px; color: var(--paper-ink); font-weight: 500; }
.trap__fix .ic { color: var(--purple); margin-top: 5px; }
@media (max-width: 900px) {
  .traps__grid { grid-template-columns: 1fr; }
  .traps__photo { position: static; max-width: 460px; }
  .trap { grid-template-columns: 1fr; }
}

/* ── How it works ────────────────────────────────────────────────────── */
.how { background: radial-gradient(1000px 600px at 85% 30%, rgba(107, 33, 168, .28), transparent 65%), var(--bg); overflow-x: clip; }
.how__grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: clamp(40px, 7vw, 110px); align-items: center; }
.how__steps h2 { margin-bottom: 40px; max-width: 16ch; }
.steps { list-style: none; counter-reset: s; margin: 0; padding: 0; display: grid; }
.steps li { counter-increment: s; position: relative; padding: 18px 0 22px 64px; border-top: 1px solid var(--line); cursor: default; transition: opacity .4s var(--ease); }
.steps li::before { content: counter(s); position: absolute; left: 0; top: 18px; width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; font: 600 .95rem/1 var(--mono); color: var(--ink-2); background: var(--surface); border: 1px solid var(--line); transition: background-color .4s var(--ease), color .4s, border-color .4s; }
.steps li h3 { margin-bottom: 4px; }
.steps li p { color: var(--ink-3); font-size: .98rem; max-width: 50ch; transition: color .4s; }
.steps li.is-active::before { background: var(--purple); color: #fff; border-color: var(--violet); }
.steps li.is-active p { color: var(--ink-2); }

.how__device { display: grid; justify-items: center; gap: 18px; }
.how__caption { color: var(--ink-3); font-size: .88rem; text-align: center; max-width: 36ch; }
.phone { width: min(300px, 76vw); aspect-ratio: 1060 / 2114; position: relative; isolation: isolate; margin: 18px auto 0; filter: drop-shadow(0 40px 70px rgba(107, 33, 168, .5)) drop-shadow(0 20px 40px rgba(0, 0, 0, .85)); }
.phone__frame { position: absolute; top: -11.68%; left: -66.7%; width: 235.85%; max-width: none; height: 118.26%; pointer-events: none; user-select: none; z-index: 3; display: block; }
.phone__screen { position: absolute; inset: 0; border-radius: 42px; background: var(--surface); overflow: hidden; display: flex; flex-direction: column; z-index: 1; }
.phone__bar { display: flex; justify-content: space-between; padding: 54px 22px 14px; font: 600 .78rem/1 var(--mono); color: var(--ink-3); border-bottom: 1px solid var(--line); }
.phone__bar span:first-child { color: var(--lilac); font-family: var(--font); font-weight: 800; font-size: .9rem; }
.ussd { position: relative; flex: 1; }
.ussd__screen { position: absolute; inset: 0; padding: 26px 22px; display: grid; align-content: start; gap: 10px; font-size: .95rem; color: var(--ink-2); opacity: 0; transform: translateY(14px); filter: blur(4px); transition: opacity .6s var(--ease), transform .6s var(--ease), filter .6s var(--ease); }
.ussd__screen.is-on { opacity: 1; transform: none; filter: none; }
.ussd__screen p { padding: 9px 12px; background: rgba(255,255,255,.035); border: 1px solid var(--line); border-radius: 10px; }
.ussd__screen p.ussd__title { background: none; border: 0; padding: 0 0 6px; color: #fff; font-weight: 800; font-size: 1.05rem; display: flex; align-items: center; gap: 8px; }
.ussd__screen b { color: #fff; font-weight: 700; }
.ussd__cn { font-size: 1.5rem !important; text-align: center; color: #fff; letter-spacing: .06em; padding: 18px 12px !important; background: rgba(107, 33, 168, .3) !important; border-color: rgba(192, 132, 252, .4) !important; }
.ussd__ok { color: var(--ok) !important; font-weight: 700; }
.ic--ok { color: var(--ok); }
@media (max-width: 900px) { .how__grid { grid-template-columns: 1fr; } }

/* ── Calculator ──────────────────────────────────────────────────────── */
.calc { background: var(--surface); border-block: 1px solid var(--line); }
.calc__grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(40px, 6vw, 96px); align-items: center; }
.calc__intro h2 { margin-bottom: 18px; }
.calc__intro .fine { margin-top: 22px; max-width: 48ch; }
.calc__box { background: var(--bg); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 36px); display: grid; gap: 26px; box-shadow: var(--shadow); }
.field { display: grid; gap: 10px; }
.field > label, .label { font-weight: 600; font-size: .95rem; color: var(--ink-2); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px 12px; }
.field output { color: #fff; font-size: 1.05rem; font-weight: 600; }
.calc__amount-row { display: flex; justify-content: space-between; align-items: flex-end; flex-wrap: wrap; gap: 12px 16px; }
.calc__amount-label { display: grid; gap: 3px; font-weight: 600; font-size: .98rem; color: #fff; }
.calc__input-hint { font-size: .8rem; font-weight: 400; color: var(--ink-3); }
.calc__amount-box { display: grid; gap: 5px; flex: 0 0 auto; }
.calc__amount-caption { font-size: .72rem; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; color: var(--ink-3); }
.calc__amount-wrap { display: flex; align-items: center; gap: 8px; width: 210px; padding: 6px 10px 6px 6px; background: #ffffff; border: 2px solid rgba(255, 255, 255, .92); border-radius: 10px; transition: border-color .2s var(--ease), box-shadow .2s var(--ease); }
.calc__amount-wrap:focus-within { border-color: var(--lilac); box-shadow: 0 0 0 3px rgba(168, 85, 247, .35); }
.calc__amount-prefix { padding: 4px 8px; border-radius: 6px; background: #F3E8FF; color: #5B21B6; font-size: .78rem; font-weight: 700; letter-spacing: .02em; user-select: none; flex-shrink: 0; }
.calc__amount-input { background: transparent; border: 0; color: #0D0614; font-size: 1.05rem; font-weight: 700; width: 100%; min-width: 0; text-align: right; outline: none; -moz-appearance: textfield; }
.calc__amount-input::placeholder { color: #94A3B8; font-weight: 500; }
.calc__amount-input::-webkit-outer-spin-button,
.calc__amount-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.calc__slider-wrap { padding: 10px 0 6px; display: flex; align-items: center; }
.calc__presets { display: grid; grid-template-columns: repeat(5, 1fr); gap: 8px; }
.calc__preset { padding: 9px 6px; border-radius: 10px; border: 1px solid var(--line-strong); background: transparent; color: var(--ink-2); font-size: .84rem; font-weight: 600; text-align: center; cursor: pointer; transition: all .18s var(--ease); }
.calc__preset:hover { border-color: var(--lilac); color: #fff; }
.calc__preset.is-active { background: var(--purple); border-color: var(--violet); color: #fff; }
@media (max-width: 540px) { .calc__amount-box, .calc__amount-wrap { width: 100%; } }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--violet) var(--p, 30%), var(--surface-2) var(--p, 30%)); outline: none; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 5px solid var(--violet); cursor: grab; box-shadow: 0 4px 12px rgba(0,0,0,.4); }
input[type="range"]::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 5px solid var(--violet); cursor: grab; }
.seg { display: flex; flex-wrap: wrap; gap: 8px; }
.seg label { flex: 1 1 auto; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg span { display: block; text-align: center; padding: 11px 14px; border-radius: 12px; border: 1px solid var(--line-strong); color: var(--ink-2); font-weight: 600; font-size: .92rem; cursor: pointer; transition: all .2s var(--ease); }
.seg label:hover span { border-color: var(--lilac); color: #fff; }
.seg input:checked + span { background: var(--purple); border-color: var(--violet); color: #fff; }
.seg input:focus-visible + span { outline: 2px solid var(--lilac); outline-offset: 2px; }
.calc__result { display: grid; gap: 18px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 22px; }
.calc__pay-hero { display: grid; gap: 8px; }
.calc__pay-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.calc__pay-main { display: flex; align-items: baseline; flex-wrap: wrap; gap: 10px 14px; }
.calc__pay-main strong { font-size: clamp(1.7rem, 3vw, 2.3rem); font-weight: 700; color: #fff; line-height: 1; }
.calc__result .label { font-size: .74rem; color: var(--ink-3); font-weight: 600; text-transform: uppercase; letter-spacing: .06em; }
.calc__disc { display: inline-flex; align-items: center; padding: 3px 12px; border-radius: 999px; background: rgba(147, 51, 234, .2); color: var(--lilac); font-size: .84rem; font-weight: 700; }
.calc__orig { color: var(--ink-3); font-size: .92rem; text-decoration: line-through; text-decoration-color: rgba(239, 68, 68, .7); }

/* Savings breakdown bar */
.calc__savings { display: grid; gap: 8px; padding-top: 14px; border-top: 1px solid var(--line); }
.calc__savings-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-size: .88rem; }
.calc__savings-tag { color: var(--ink-2); font-size: .88rem; }
.calc__savings-tag strong { color: var(--ok); font-weight: 700; font-size: 1.05rem; }
.calc__bar { position: relative; height: 12px; border-radius: 999px; background: var(--surface-2); display: flex; overflow: hidden; }
.calc__bar-paid { height: 100%; background: linear-gradient(90deg, #6B21A8, #9333EA); transition: width .25s var(--ease); }
.calc__bar-saved { height: 100%; background: linear-gradient(90deg, #059669, #10B981); transition: width .25s var(--ease); }
.calc__bar-legend { display: flex; justify-content: space-between; align-items: center; gap: 12px; font-size: .8rem; color: var(--ink-3); }
.calc__legend-item { display: inline-flex; align-items: center; gap: 6px; }
.calc__dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; }
.calc__dot--paid { background: var(--violet); }
.calc__dot--saved { background: var(--ok); }

/* Installment mini-schedule */
.calc__schedule { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 8px 14px; padding: 11px 14px; background: rgba(147, 51, 234, .08); border: 1px solid rgba(147, 51, 234, .25); border-radius: 10px; font-size: .88rem; }
.calc__schedule[hidden] { display: none !important; }
.calc__schedule-label { color: var(--ink-2); font-weight: 500; }
.calc__schedule-math { color: #fff; font-weight: 700; font-size: .95rem; }

@media (max-width: 900px) { .calc__grid { grid-template-columns: 1fr; } }

/* ── Bankable (light) ────────────────────────────────────────────────── */
.bankable { background: var(--paper-2); color: var(--paper-ink); }
.bankable .muted-lg { color: var(--paper-ink-2); }
.bankable__grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 28px; align-items: center; }
.bankable__img { margin: 0; }
.bankable__img img { border-radius: var(--r-lg); width: 100%; object-fit: cover; box-shadow: 0 30px 60px -34px rgba(13, 6, 20, .6); }
.bankable__img--a { grid-column: 1 / 7; grid-row: 1 / 3; }
.bankable__img--a img { aspect-ratio: 4 / 4.4; }
.bankable__copy { grid-column: 8 / 13; }
.bankable__copy h2 { margin-bottom: 20px; }
.bankable__img--b { grid-column: 8 / 13; }
.bankable__img--b img { aspect-ratio: 16 / 9; }
.bankable__img--b figcaption { margin-top: 12px; color: var(--paper-ink-2); font-size: .9rem; }
.ticks { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 12px; }
.ticks li { display: flex; gap: 12px; font-weight: 500; }
.ticks .ic { color: var(--purple); margin-top: 4px; }
@media (max-width: 900px) {
  .bankable__img--a, .bankable__copy, .bankable__img--b { grid-column: 1 / -1; grid-row: auto; }
  .bankable__img--a img { aspect-ratio: 4 / 3; }
  .bankable__grid { grid-template-columns: minmax(0, 1fr); }
  .bankable__grid > * { min-width: 0; }
}

/* ── Pay ─────────────────────────────────────────────────────────────── */
.pay__grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 96px); align-items: start; }
.pay h2 { margin-bottom: 20px; }
.pay .muted-lg strong { color: #fff; }
.rails { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 32px; }
.rails span { padding: 8px 14px; border: 1px solid var(--line-strong); border-radius: 999px; font-weight: 600; font-size: .88rem; color: var(--ink-2); }
.paysteps { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(24px, 3vw, 36px); }
.paysteps h3 { margin-bottom: 18px; }
.paysteps ol { margin: 0; padding: 0; list-style: none; counter-reset: p; display: grid; gap: 14px; }
.paysteps li { counter-increment: p; position: relative; padding-left: 46px; color: var(--ink-2); line-height: 1.5; }
.paysteps li::before { content: counter(p); position: absolute; left: 0; top: 1px; width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; font: 600 .82rem/1 var(--mono); background: var(--surface-2); color: var(--lilac); border: 1px solid var(--line-strong); }
.paysteps li b, .paysteps li strong { color: #fff; font-weight: 700; }
.warn { display: flex; gap: 10px; margin-top: 24px; color: #FDE68A; font-size: .92rem; line-height: 1.5; }
.warn .ic { flex: none; width: 1em; height: 1em; margin-top: 3px; color: var(--warn); }
@media (max-width: 900px) { .pay__grid { grid-template-columns: 1fr; } }

/* ── Banks teaser ────────────────────────────────────────────────────── */
.banks-teaser { background: linear-gradient(135deg, #3B0F64 0%, var(--purple) 55%, #7E22CE 100%); position: relative; overflow: hidden; }
.banks-teaser__grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 88px); align-items: center; }
.banks-teaser h2 { margin-bottom: 20px; }
.banks-teaser .muted-lg { color: var(--lilac-2); }
.banks-teaser__img { margin: 0; }
.banks-teaser__img img { border-radius: var(--r-lg); aspect-ratio: 4 / 3.2; object-fit: cover; box-shadow: 0 40px 80px -40px rgba(0,0,0,.8); }
.facts { display: grid; grid-template-columns: repeat(3, 1fr); margin: 34px 0; border-top: 1px solid rgba(255,255,255,.22); }
.facts div { padding: 18px 16px 0 0; }
.facts dt { font-size: .8rem; color: var(--lilac-2); font-weight: 600; }
.facts dd { margin: 4px 0 0; font-weight: 800; font-size: 1.05rem; letter-spacing: -.01em; }
@media (max-width: 900px) { .banks-teaser__grid { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .facts { grid-template-columns: 1fr; } }

/* ── FAQ ─────────────────────────────────────────────────────────────── */
.faq { background: var(--paper); color: var(--paper-ink); }
.faq__grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 6vw, 96px); align-items: start; }
.faq h2 { position: sticky; top: 104px; max-width: 12ch; }
.faq__list details { border-top: 1px solid #E7DEF1; }
.faq__list details:last-child { border-bottom: 1px solid #E7DEF1; }
.faq__list summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 24px; padding: 22px 0; font-weight: 700; font-size: 1.1rem; letter-spacing: -.01em; }
.faq__list summary::-webkit-details-marker { display: none; }
.faq__list summary .ic { color: var(--purple); margin-top: 4px; transition: transform .35s var(--ease); }
.faq__list details[open] summary .ic { transform: rotate(45deg); }
.faq__list summary:hover { color: var(--purple); }
.faq__list details p { padding: 0 48px 24px 0; color: var(--paper-ink-2); max-width: 64ch; }
.faq a { color: var(--purple); }
@media (max-width: 900px) { .faq__grid { grid-template-columns: 1fr; } .faq h2 { position: static; } }

/* ── CTA ─────────────────────────────────────────────────────────────── */
.cta { padding: clamp(80px, 10vw, 128px) 0; background: radial-gradient(800px 400px at 50% 120%, rgba(147, 51, 234, .45), transparent 70%), var(--bg); text-align: center; border-top: 1px solid var(--line); }
.cta__inner { display: grid; justify-items: center; gap: 18px; }
.cta h2 { font-size: clamp(2rem, 4.4vw, 3.6rem); max-width: 18ch; }
.cta p { color: var(--ink-2); font-size: 1.1rem; margin-bottom: 12px; }

/* ── Map section ─────────────────────────────────────────────────────── */
.map-section { width: 100%; margin: 0; padding: 0; display: flex; line-height: 0; border-top: 1px solid var(--line); }
.uzadebt-map-embed { width: 100%; height: clamp(180px, 29vw, 294px); border: 0; display: block; margin: 0; padding: 0; }

/* ── Footer ──────────────────────────────────────────────────────────── */
.foot { background: #08040D; border-top: 1px solid var(--line); padding: 72px 0 28px; font-size: .94rem; }
.foot__grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; }
.foot__brand p { color: var(--ink-3); margin-top: 16px; max-width: 42ch; }
.foot__brand .foot__co { font-size: .86rem; }
.foot h3 { font-size: .88rem; color: #fff; margin-bottom: 14px; letter-spacing: 0; }
.foot__grid > div:not(.foot__brand) { display: grid; align-content: start; gap: 10px; }
.foot a { color: var(--ink-2); text-decoration: none; }
.foot a:hover { color: #fff; text-decoration: underline; }
.foot__legal { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; margin-top: 56px; padding-top: 22px; border-top: 1px solid var(--line); color: var(--ink-3); font-size: .84rem; }
.foot__legal span:last-child { max-width: 72ch; }
@media (max-width: 860px) { .foot__grid { grid-template-columns: 1fr 1fr; } .foot__brand { grid-column: 1 / -1; } }

/* ── Reveal (single authored entrance, progressive) ──────────────────── */
.js [data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.js [data-reveal].is-in { opacity: 1; transform: none; }

/* ==========================================================================
   Banks page
   ========================================================================== */
.page-hero { position: relative; padding: clamp(96px, 12vw, 160px) 0 clamp(72px, 8vw, 110px); isolation: isolate; overflow: hidden; margin-top: -72px; }
.page-hero__media { position: absolute; inset: 0; z-index: -2; }
.page-hero__media img { width: 100%; height: 100%; object-fit: cover; object-position: 60% 40%; }
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(13,6,20,.97) 0%, rgba(13,6,20,.88) 45%, rgba(13,6,20,.55) 100%), linear-gradient(0deg, var(--bg), transparent 40%); }
.page-hero h1 { font-size: clamp(2.3rem, 5vw, 4.1rem); max-width: 16ch; margin: 22px 0; }
.page-hero .lead { color: var(--ink-2); font-size: 1.18rem; max-width: 56ch; }
.page-hero .hero__actions { margin-top: 32px; }

.kpis { display: grid; grid-template-columns: repeat(3, 1fr); border-block: 1px solid var(--line); }
.kpis > div { padding: 32px 28px 32px 0; }
.kpis > div + div { padding-left: 28px; border-left: 1px solid var(--line); }
.kpis strong { display: block; font-size: 1.3rem; letter-spacing: -.015em; margin-bottom: 6px; }
.kpis p { color: var(--ink-3); font-size: .96rem; }
@media (max-width: 800px) { .kpis { grid-template-columns: 1fr; } .kpis > div + div { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); } }

.segbar { display: flex; height: 54px; border-radius: 14px; overflow: hidden; margin: 44px 0 0; border: 1px solid var(--line); }
.segbar span { display: grid; place-items: center; font: 600 .85rem/1 var(--mono); color: #fff; min-width: 0; white-space: nowrap; overflow: hidden; }
.segbar .s1 { flex: 40; background: #6B21A8; }
.segbar .s2 { flex: 27.5; background: #8B3FD1; }
.segbar .s3 { flex: 17.5; background: #A970E0; color: var(--bg); }
.segbar .s4 { flex: 10; background: #D9C2F2; color: var(--bg); }
.segrows { margin-top: 12px; }
.segrow { display: grid; grid-template-columns: 220px 1fr 1fr; gap: 12px 40px; padding: 28px 0; border-bottom: 1px solid var(--line); }
.segrow h3 { display: flex; align-items: flex-start; gap: 12px; }
.segrow h3 i { width: 14px; height: 14px; border-radius: 4px; flex: none; margin-top: 5px; }
.segrow h3 small { display: block; font: 600 .82rem/1.4 var(--mono); color: var(--ink-3); letter-spacing: 0; margin-top: 4px; }
.segrow p { color: var(--ink-2); font-size: .98rem; }
.segrow p b { display: block; color: var(--lilac); font-size: .8rem; font-weight: 700; margin-bottom: 6px; }
@media (max-width: 900px) { .segrow { grid-template-columns: 1fr; } }

.flow { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; margin-top: 56px; counter-reset: f; }
.flow > div { counter-increment: f; padding: 26px 22px 26px 0; border-top: 2px solid var(--line-strong); position: relative; }
.flow > div::before { content: counter(f); position: absolute; top: -15px; left: 0; width: 28px; height: 28px; border-radius: 50%; background: var(--purple); display: grid; place-items: center; font: 600 .8rem/1 var(--mono); }
.flow h3 { font-size: 1.05rem; margin: 8px 0 8px; }
.flow p { color: var(--ink-3); font-size: .93rem; }
@media (max-width: 900px) { .flow { grid-template-columns: 1fr 1fr; gap: 24px 24px; } }
@media (max-width: 520px) { .flow { grid-template-columns: 1fr; } }

.model { background: var(--paper); color: var(--paper-ink); }
.model .muted-lg { color: var(--paper-ink-2); }
.model__grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 96px); align-items: start; }
.model__grid h2 { margin-bottom: 18px; }
.ledger { border: 1px solid #E7DEF1; border-radius: var(--r-lg); overflow: hidden; background: #fff; box-shadow: 0 30px 60px -40px rgba(13,6,20,.4); }
.ledger__head { padding: 18px 24px; background: var(--paper-2); font-weight: 700; display: flex; justify-content: space-between; border-bottom: 1px solid #E7DEF1; }
.ledger__head span:last-child { color: var(--paper-ink-2); font-weight: 500; font-size: .9rem; }
.ledger table { width: 100%; border-collapse: collapse; font-size: .96rem; }
.ledger td { padding: 14px 24px; border-bottom: 1px solid #F1EBF7; }
.ledger td:last-child { text-align: right; font-family: var(--mono); font-variant-numeric: tabular-nums; }
.ledger tr.total td { font-weight: 800; color: var(--purple); border-bottom: 0; background: #FBF8FE; }
.ledger tr.muted td { color: var(--paper-ink-2); }
.ledger__note { padding: 14px 24px 18px; color: var(--paper-ink-2); font-size: .84rem; }
@media (max-width: 900px) { .model__grid { grid-template-columns: 1fr; } }

.cols3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; margin-top: 48px; }
.cols3 > div { padding: 0 32px 0 0; }
.cols3 > div + div { padding-left: 32px; border-left: 1px solid var(--line); }
.cols3 h3 { display: flex; gap: 10px; align-items: center; margin-bottom: 10px; }
.cols3 h3 .ic { color: var(--lilac); }
.cols3 p { color: var(--ink-2); font-size: .97rem; }
@media (max-width: 860px) { .cols3 { grid-template-columns: 1fr; gap: 28px; } .cols3 > div + div { padding-left: 0; border-left: 0; } }

/* ==========================================================================
   Apply (multi-step form)
   ========================================================================== */
.apply { padding: 48px 0 110px; min-height: calc(100vh - 72px); background: radial-gradient(900px 500px at 100% 0%, rgba(107, 33, 168, .22), transparent 60%), var(--bg); }
.apply__grid { display: grid; grid-template-columns: 340px 1fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.apply__grid > *, .apply__aside, .form-card, .step, .q, .q .row > * { min-width: 0; }
.apply__aside { position: sticky; top: 100px; }
.apply__aside h1 { font-size: clamp(1.9rem, 3vw, 2.5rem); margin-bottom: 14px; overflow-wrap: break-word; }
.apply__aside > p { color: var(--ink-2); }
.progress { list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 2px; }
.progress li { display: flex; align-items: center; gap: 14px; padding: 10px 0; color: var(--ink-3); font-weight: 600; font-size: .95rem; transition: color .3s; }
.progress li i { width: 30px; height: 30px; border-radius: 50%; border: 1px solid var(--line-strong); display: grid; place-items: center; font: 600 .78rem/1 var(--mono); font-style: normal; flex: none; transition: all .3s var(--ease); }
.progress li.is-current { color: #fff; }
.progress li.is-current i { background: var(--purple); border-color: var(--violet); color: #fff; box-shadow: 0 0 0 5px rgba(147, 51, 234, .2); }
.progress li.is-done { color: var(--ink-2); }
.progress li.is-done i { background: var(--surface-2); color: var(--ok); border-color: rgba(52, 211, 153, .4); }
.progress li[hidden] { display: none; }
.apply__trust { margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--line); display: grid; gap: 12px; color: var(--ink-3); font-size: .9rem; }
.apply__trust div { display: flex; gap: 10px; }
.apply__trust .ic { color: var(--lilac); margin-top: 3px; }

.form-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(24px, 4vw, 48px); box-shadow: var(--shadow); }
.bar { height: 4px; border-radius: 4px; background: var(--surface-2); overflow: hidden; margin-bottom: 36px; }
.bar span { display: block; height: 100%; width: 20%; background: linear-gradient(90deg, var(--purple), var(--violet)); border-radius: 4px; transition: width .6s var(--ease); }
.step { display: none; }
.step.is-active { display: block; animation: stepIn .55s var(--ease) both; }
@keyframes stepIn { from { opacity: 0; transform: translateX(16px); filter: blur(3px); } to { opacity: 1; transform: none; filter: none; } }
.step__head { margin-bottom: 30px; }
.step__head h2 { font-size: clamp(1.5rem, 2.6vw, 2.05rem); margin-bottom: 8px; }
.step__head p { color: var(--ink-3); }
.step__count { font: 600 .82rem/1 var(--mono); color: var(--lilac); margin-bottom: 12px; display: block; }

.q { margin: 0 0 26px; border: 0; padding: 0; min-width: 0; }
.q > legend, .q > label { display: block; font-weight: 700; font-size: 1rem; margin-bottom: 4px; padding: 0; color: #fff; }
.q .sub { display: block; color: var(--ink-3); font-size: .88rem; font-weight: 500; margin-bottom: 12px; }
.q .opt { color: var(--ink-3); font-weight: 500; font-size: .85rem; }
.q .row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 640px) { .q .row { grid-template-columns: 1fr; } }

.input, select.input, textarea.input {
  width: 100%; padding: 14px 16px; border-radius: 12px; border: 1.5px solid #CBD5E1; background: #FFFFFF; color: #0F172A;
  font: 500 1rem/1.4 var(--font); transition: border-color .2s, box-shadow .2s, background-color .2s; appearance: none;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08), inset 0 1px 2px rgba(0, 0, 0, 0.03);
}
.input::placeholder, textarea.input::placeholder { color: #94A3B8; font-weight: 400; }
.input:hover, select.input:hover, textarea.input:hover { border-color: #A855F7; }
.input:focus, select.input:focus, textarea.input:focus {
  outline: none; border-color: var(--violet); background: #FFFFFF; color: #0F172A;
  box-shadow: 0 0 0 4px rgba(147, 51, 234, .22), 0 2px 8px rgba(0, 0, 0, 0.06);
}
select.input {
  background-color: #FFFFFF; color: #0F172A;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B21A8' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; background-size: 18px; padding-right: 44px;
  cursor: pointer;
}
select.input option { background: #FFFFFF; color: #0F172A; }
textarea.input { min-height: 110px; resize: vertical; }
.input-prefix { display: flex; align-items: stretch; }
.input-prefix span {
  display: grid; place-items: center; padding: 0 14px; border: 1.5px solid #CBD5E1; border-right: 0;
  border-radius: 12px 0 0 12px; background: #F1F5F9; color: #334155; font: 700 .95rem/1 var(--mono);
  transition: border-color .2s, color .2s;
}
.input-prefix .input { border-radius: 0 12px 12px 0; }
.input-prefix:focus-within span { border-color: var(--violet); color: var(--purple); }

.choices { display: grid; gap: 10px; }
.choices--2 { grid-template-columns: 1fr 1fr; }
@media (max-width: 640px) { .choices--2 { grid-template-columns: 1fr; } }
.choice { position: relative; display: block; }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice > span { display: flex; align-items: center; gap: 14px; padding: 15px 16px; border-radius: 14px; border: 1px solid var(--line-strong); background: var(--bg); color: var(--ink-2); font-weight: 600; font-size: .96rem; line-height: 1.4; cursor: pointer; transition: border-color .2s, background-color .2s, color .2s; min-height: 56px; }
.choice > span::before { content: ""; width: 20px; height: 20px; flex: none; border-radius: 50%; border: 2px solid #6E5F86; transition: all .2s var(--ease); }
.choice input[type="checkbox"] + span::before { border-radius: 6px; }
.choice:hover > span { border-color: var(--lilac); color: #fff; }
.choice input:checked + span { border-color: var(--violet); background: rgba(107, 33, 168, .22); color: #fff; }
.choice input:checked + span::before { border-color: var(--violet); background: var(--violet) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='8.5' r='5.5'/%3E%3Cpath d='M8.5 13.2L7 21l5-2.6L17 21l-1.5-7.8'/%3E%3C/svg%3E") center / 14px no-repeat; }
.choice input:focus-visible + span { outline: 2px solid var(--lilac); outline-offset: 2px; }

.choice--big > span { align-items: flex-start; padding: 20px; min-width: 0; }
.choice--big > span::before { margin-top: 2px; }
.choice--big > span > span { min-width: 0; }
.choice--big strong { display: block; color: #fff; font-size: 1.04rem; margin-bottom: 4px; overflow-wrap: anywhere; }
.choice--big small { display: block; color: var(--ink-3); font-weight: 500; font-size: .9rem; overflow-wrap: anywhere; }
.choice--big .ic { margin-left: auto; color: var(--lilac); width: 26px; height: 26px; flex: none; }

.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.chips button { background: var(--bg); border: 1px solid var(--line-strong); color: var(--ink-2); padding: 7px 12px; border-radius: 999px; font: 600 .84rem/1 var(--mono); cursor: pointer; transition: all .2s; }
.chips button:hover, .chips button.is-on { border-color: var(--violet); color: #fff; background: rgba(107, 33, 168, .25); }

.err { display: none; color: #FCA5A5; font-size: .86rem; font-weight: 600; margin-top: 8px; }
.q.has-error .err { display: block; }
.q.has-error .input { border-color: #EF4444; box-shadow: 0 0 0 3px rgba(239, 68, 68, .2); }
.q.has-error .choice > span { border-color: rgba(248, 113, 113, .6); }

.q > label.consent { display: flex; align-items: flex-start; gap: 14px; padding: 4px 0; margin-bottom: 0; border: none; background: transparent; cursor: pointer; color: var(--ink-2); font-size: .93rem; font-weight: 400; line-height: 1.55; }
.ud-toggle { position: relative; display: inline-flex; align-items: center; flex-shrink: 0; margin-top: 2px; }
.ud-toggle-input { position: absolute; opacity: 0; width: 40px; height: 22px; margin: 0; cursor: pointer; }
.ud-toggle-track { position: relative; width: 40px; height: 22px; border-radius: 999px; background: rgba(233, 213, 255, .2); border: 1px solid var(--line-strong); transition: background .2s var(--ease), border-color .2s var(--ease); }
.ud-toggle-track::after { content: ""; position: absolute; top: 2px; left: 2px; width: 16px; height: 16px; border-radius: 50%; background: #fff; transition: transform .2s var(--ease); }
.ud-toggle-input:checked + .ud-toggle-track { background: var(--violet); border-color: var(--violet); }
.ud-toggle-input:checked + .ud-toggle-track::after { transform: translateX(18px); }
.ud-toggle-input:focus-visible + .ud-toggle-track { outline: 2px solid var(--lilac); outline-offset: 2px; }

.review { border: 1px solid var(--line); border-radius: 14px; margin-bottom: 26px; overflow: hidden; }
.review div { display: grid; grid-template-columns: 180px 1fr; gap: 12px; padding: 12px 16px; border-bottom: 1px solid var(--line); font-size: .93rem; }
.review div:last-child { border-bottom: 0; }
.review dt { color: var(--ink-3); }
.review dd { margin: 0; color: #fff; font-weight: 600; }
@media (max-width: 560px) { .review div { grid-template-columns: 1fr; gap: 2px; } }

.form-nav { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-top: 36px; padding-top: 24px; border-top: 1px solid var(--line); }
.form-nav .btn--ghost { background: transparent; }
.form-nav__hint { color: var(--ink-3); font-size: .85rem; }
.form-alert { display: none; margin-top: 18px; padding: 14px 16px; border-radius: 12px; background: rgba(248, 113, 113, .1); border: 1px solid rgba(248, 113, 113, .35); color: #FECACA; font-size: .93rem; }
.form-alert.is-on { display: block; }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }

.done { text-align: center; padding: clamp(12px, 3vw, 28px) 0; }
.done__icon { width: 76px; height: 76px; border-radius: 50%; margin: 0 auto 26px; display: grid; place-items: center; background: rgba(52, 211, 153, .12); border: 1px solid rgba(52, 211, 153, .35); color: var(--ok); }
.done__icon .ic { width: 36px; height: 36px; }
.done h2 { margin-bottom: 12px; }
.done > p { color: var(--ink-2); max-width: 52ch; margin: 0 auto; }
.refbox { display: inline-grid; gap: 6px; margin: 30px auto; padding: 18px 30px; border-radius: 16px; border: 1px dashed rgba(192, 132, 252, .5); background: rgba(107, 33, 168, .15); }
.refbox span { color: var(--ink-3); font-size: .82rem; font-weight: 600; }
.refbox strong { font: 600 1.6rem/1 var(--mono); letter-spacing: .04em; }
.next { text-align: left; max-width: 520px; margin: 0 auto 32px; display: grid; gap: 0; }
.next div { display: grid; grid-template-columns: 36px 1fr; gap: 14px; padding: 14px 0; border-top: 1px solid var(--line); }
.next .ic { color: var(--lilac); width: 22px; height: 22px; margin-top: 2px; }
.next strong { display: block; }
.next p { color: var(--ink-3); font-size: .92rem; }
.done__actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 12px; }

@media (max-width: 960px) {
  .apply__grid { grid-template-columns: 1fr; }
  .apply__aside { position: static; }
  .progress, .apply__trust { display: none; }
}

/* ── Simple prose pages ──────────────────────────────────────────────── */
.prose { padding: 72px 0 110px; }
.prose .wrap { max-width: 760px; }
.prose h1 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 18px; }
.prose h2 { font-size: 1.4rem; margin: 40px 0 12px; }
.prose p, .prose li { color: var(--ink-2); }
.prose p + p { margin-top: 14px; }
.prose ul { padding-left: 20px; }

.notfound { min-height: 70vh; display: grid; place-items: center; text-align: center; padding: 80px 0; }
.notfound .code { font: 600 1rem/1 var(--mono); color: var(--lilac); }
.notfound h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); margin: 16px 0; }
.notfound p { color: var(--ink-2); margin-bottom: 28px; }

/* ==========================================================================
   Self-Service Status, BillPay Control Number & Certificate Verification Portal
   ========================================================================== */
.status-page { padding: 52px 0 110px; min-height: calc(100vh - 72px); background: radial-gradient(900px 500px at 90% 0%, rgba(107, 33, 168, .22), transparent 65%), var(--bg); }
.status__wrap { display: grid; gap: 24px; }
.status-lookup { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.status-lookup__intro h1 { font-size: clamp(2rem, 3.8vw, 3.2rem); margin: 18px 0 16px; }
.status-lookup__ticks { margin-top: 28px; color: var(--ink-2); }
.status-lookup__box h2 { font-size: 1.5rem; margin-bottom: 4px; }
.status-lookup__box > .fine { margin-bottom: 22px; }

.status-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: clamp(22px, 3.2vw, 36px); box-shadow: var(--shadow); }
.status-card--settled { background: linear-gradient(135deg, rgba(16, 185, 129, .14), rgba(107, 33, 168, .22) 60%, var(--surface)); border-color: rgba(52, 211, 153, .45); }
.status-card--verify { max-width: 760px; margin: 0 auto; border-color: rgba(52, 211, 153, .45); }
.verify-badge { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; background: rgba(52, 211, 153, .16); border: 1px solid rgba(52, 211, 153, .45); color: #A7F3D0; font-size: .86rem; font-weight: 700; margin-bottom: 16px; }
.status-card--verify h1 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); margin-bottom: 12px; }

.status-top { display: flex; justify-content: space-between; align-items: flex-end; flex-wrap: wrap; gap: 18px; }
.status-top h1 { font-size: clamp(1.8rem, 3.4vw, 2.7rem); margin: 14px 0 6px; }
.status-top__actions { display: flex; flex-wrap: wrap; gap: 10px; }

.status-sec-title { font-size: 1.15rem; margin-bottom: 18px; color: #fff; }
.status-track { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; }
.status-track li { padding: 14px; border-radius: 14px; background: rgba(13, 6, 20, .5); border: 1px solid var(--line); display: grid; gap: 4px; align-content: start; }
.status-track__num { width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; font-size: .8rem; font-weight: 700; background: var(--surface-2); color: var(--ink-3); border: 1px solid var(--line-strong); margin-bottom: 4px; }
.status-track li strong { font-size: .95rem; color: var(--ink-2); }
.status-track li small { font-size: .82rem; color: var(--ink-3); line-height: 1.4; }
.status-track li.is-done { border-color: rgba(52, 211, 153, .35); }
.status-track li.is-done .status-track__num { background: rgba(52, 211, 153, .18); color: var(--ok); border-color: rgba(52, 211, 153, .45); }
.status-track li.is-done strong { color: #fff; }
.status-track li.is-current { border-color: var(--violet); background: rgba(107, 33, 168, .22); }
.status-track li.is-current .status-track__num { background: var(--purple); color: #fff; border-color: var(--lilac); box-shadow: 0 0 0 4px rgba(147, 51, 234, .22); }
.status-track li.is-current strong { color: #fff; }

.settled-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 24px; flex-wrap: wrap; margin-bottom: 20px; }
.settled-head h2 { font-size: 1.5rem; margin: 10px 0 8px; }
.settled-head p { color: var(--ink-2); max-width: 60ch; font-size: .96rem; }
.settled-cert-meta { padding: 12px 16px; border-radius: 12px; background: rgba(13, 6, 20, .65); border: 1px solid var(--line-strong); text-align: right; }
.settled-cert-meta span { display: block; font-size: .72rem; color: var(--lilac); font-weight: 700; }
.settled-cert-meta strong { display: block; font-size: 1.05rem; color: #fff; }
.settled-cert-meta small { color: var(--ink-3); font-size: .76rem; }
.settled-actions { display: flex; flex-wrap: wrap; gap: 12px; }

.status-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 24px; align-items: start; }
.status-stack { display: grid; gap: 24px; }

.portal-cn { padding: 20px 22px; border-radius: 16px; background: linear-gradient(135deg, rgba(107, 33, 168, .34), rgba(13, 6, 20, .85)); border: 1px solid rgba(192, 132, 252, .45); margin-bottom: 22px; }
.portal-cn__top { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; margin-bottom: 16px; }
.portal-cn__lbl { display: block; font-size: .76rem; font-weight: 700; letter-spacing: .06em; color: var(--lilac-2); margin-bottom: 4px; }
.portal-cn__num { font-size: clamp(1.5rem, 2.8vw, 2.1rem); color: #fff; letter-spacing: .05em; }
.portal-cn__bar { height: 10px; border-radius: 999px; background: rgba(255, 255, 255, .1); overflow: hidden; margin-bottom: 16px; }
.portal-cn__bar i { display: block; height: 100%; background: linear-gradient(90deg, var(--violet), var(--ok)); border-radius: 999px; }
.portal-cn__stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; padding-top: 12px; border-top: 1px solid var(--line); }
.portal-cn__stats span { display: block; font-size: .76rem; color: var(--ink-3); font-family: var(--font); }
.portal-cn__stats strong { font-size: 1rem; color: #fff; }
.txt-ok { color: var(--ok) !important; }
.portal-cn__save { margin-top: 14px; padding-top: 12px; border-top: 1px dashed var(--line-strong); font-size: .9rem; color: #A7F3D0; display: flex; align-items: center; gap: 8px; }

.portal-howto h3 { font-size: 1rem; margin-bottom: 12px; }
.portal-howto ol { margin: 0; padding-left: 20px; display: grid; gap: 10px; color: var(--ink-2); font-size: .94rem; }
.portal-howto strong { color: #fff; }

.portal-pending { padding: 26px 22px; border-radius: 14px; background: rgba(13, 6, 20, .5); border: 1px dashed var(--line-strong); text-align: center; }
.portal-pending__ic { width: 48px; height: 48px; border-radius: 50%; margin: 0 auto 12px; display: grid; place-items: center; background: rgba(147, 51, 234, .2); color: var(--lilac); }
.portal-pending h3 { margin-bottom: 8px; }
.portal-pending p { color: var(--ink-2); font-size: .94rem; max-width: 48ch; margin: 0 auto; }

.status-kv { margin: 18px 0 0; display: grid; }
.status-kv > div { display: grid; grid-template-columns: 165px 1fr; gap: 12px; padding: 11px 0; border-top: 1px solid var(--line); font-size: .92rem; }
.status-kv dt { color: var(--ink-3); font-weight: 600; }
.status-kv dd { margin: 0; color: #fff; }
.status-ok-pill { display: inline-flex; align-items: center; gap: 6px; padding: 3px 10px; border-radius: 999px; background: rgba(52, 211, 153, .18); border: 1px solid rgba(52, 211, 153, .45); color: #A7F3D0; font-size: .78rem; font-weight: 700; }
.status-tag { display: inline-block; padding: 3px 10px; border-radius: 999px; background: rgba(147, 51, 234, .24); border: 1px solid rgba(192, 132, 252, .4); color: var(--lilac-2); font-size: .8rem; font-weight: 700; }
.status-help { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); }
.status-actions { margin-top: 24px; }

.portal-payments { display: grid; gap: 10px; }
.portal-payments__row { display: flex; justify-content: space-between; align-items: center; padding: 12px 14px; border-radius: 12px; background: rgba(13, 6, 20, .5); border: 1px solid var(--line); font-size: .88rem; }
.portal-payments__row strong { display: block; color: #fff; font-size: .98rem; }
.portal-payments__row small { color: var(--ink-3); font-size: .78rem; display: block; }
.portal-payments__right { text-align: right; }

.verify-collapse { margin-top: 24px; padding-top: 18px; border-top: 1px solid var(--line); font-size: .9rem; color: var(--ink-2); }
.verify-collapse summary { cursor: pointer; font-weight: 600; display: inline-flex; align-items: center; gap: 8px; color: var(--lilac); }

@media (max-width: 960px) {
  .status-lookup, .status-grid { grid-template-columns: 1fr; }
  .status-track { grid-template-columns: 1fr; }
  .portal-cn__stats { grid-template-columns: 1fr; }
}


/* ── Proof Marquee Section (Financial Channels & Partners) ── */
.proof-marquee-sec {
  background: var(--bg);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 24px 0 20px;
  position: relative;
  overflow: hidden;
}

.proof-kicker {
  text-align: center;
  font-family: var(--mono);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--lilac);
  margin-bottom: 16px;
}

.proof-marquee-wrapper {
  overflow: hidden;
  width: 100%;
  position: relative;
  padding: 4px 0;
  -webkit-mask-image: linear-gradient(to right, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(to right, transparent, #000 8%, #000 92%, transparent);
}

.proof-marquee-track {
  display: flex;
  align-items: center;
  width: max-content;
  gap: 56px;
  animation: proofMarqueeScroll 38s linear infinite;
  will-change: transform;
}

.proof-marquee-wrapper:hover .proof-marquee-track {
  animation-play-state: paused;
}

@keyframes proofMarqueeScroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.proof-logo-item {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 44px;
  padding: 4px 12px;
  filter: grayscale(100%) brightness(1.7) opacity(0.72);
  transition: all 0.25s ease;
  flex-shrink: 0;
}

.proof-logo-item:hover {
  filter: grayscale(0%) brightness(1) opacity(1);
  transform: translateY(-2px);
}

.proof-logo-item img {
  max-height: 32px;
  max-width: 130px;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
}

/* ── Instant Hero Action Bar ── */
.hero-claim-bar {
  margin-top: 24px;
  max-width: 540px;
  width: 100%;
}

.hero-claim-inner {
  display: flex;
  align-items: center;
  gap: 8px;
  background: #FFFFFF;
  border: 2px solid #FFFFFF;
  border-radius: 999px;
  padding: 5px 6px 5px 18px;
  box-shadow: 0 16px 36px -8px rgba(0, 0, 0, 0.45), 0 0 0 1px rgba(255, 255, 255, 0.15);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.hero-claim-inner:focus-within {
  border-color: var(--violet);
  box-shadow: 0 18px 40px -6px rgba(147, 51, 234, 0.45), 0 0 0 4px rgba(147, 51, 234, 0.25);
}

.hero-claim-prefix {
  font-family: var(--mono);
  font-weight: 700;
  color: var(--purple);
  font-size: 0.92rem;
  letter-spacing: -0.01em;
  flex-shrink: 0;
}

.hero-claim-input {
  flex: 1;
  min-width: 0;
  background: transparent;
  border: none;
  outline: none;
  color: #0F172A;
  font-family: var(--font);
  font-size: 0.95rem;
  font-weight: 500;
  padding: 8px 0;
}

.hero-claim-input::placeholder {
  color: #94A3B8;
  font-size: 0.88rem;
}

.hero-claim-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: 999px;
  border: none;
  background: var(--purple);
  color: #FFFFFF;
  font-family: var(--font);
  font-size: 0.92rem;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  transition: all 0.2s ease;
  flex-shrink: 0;
}

.hero-claim-btn-lbl--full { display: inline; }
.hero-claim-btn-lbl--short { display: none; }

.hero-claim-btn:hover {
  background: var(--violet);
  transform: translateY(-1px);
}

.hero-claim-sub {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-top: 10px;
  font-size: 0.82rem;
  color: var(--ink-3);
}

.hero-claim-sub .ic {
  color: var(--ok);
  width: 14px;
  height: 14px;
}

/* ── Side-by-Side Comparison Matrix ── */
.comparison {
  background: linear-gradient(180deg, var(--bg) 0%, #12071C 100%);
  border-top: 1px solid var(--line);
}

.compare-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto clamp(36px, 5vw, 56px);
}

.compare-head .kicker {
  font-family: var(--mono);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--lilac);
  margin-bottom: 10px;
  display: block;
}

.compare-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.compare-card {
  border-radius: var(--r-lg);
  padding: clamp(28px, 4vw, 40px);
  display: flex;
  flex-direction: column;
}

.compare-card--trap {
  background: rgba(24, 10, 41, 0.55);
  border: 1px solid rgba(248, 113, 113, 0.3);
}

.compare-card--standard {
  background: linear-gradient(150deg, rgba(34, 16, 56, 0.95), rgba(24, 10, 41, 0.98));
  border: 2px solid var(--violet);
  box-shadow: 0 16px 45px -15px rgba(107, 33, 168, 0.35);
  position: relative;
}

.compare-card-head {
  margin-bottom: 24px;
  border-bottom: 1px solid var(--line);
  padding-bottom: 18px;
}

.compare-badge {
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 8px;
  display: block;
}

.compare-badge--trap {
  color: #F87171;
}

.compare-badge--standard {
  color: var(--ok);
}

.compare-card-title {
  font-size: 1.45rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: 0 0 6px;
  color: #FFFFFF;
}

.compare-card-sub {
  font-size: 0.9rem;
  color: var(--ink-3);
  margin: 0;
  line-height: 1.45;
}

.compare-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.compare-item {
  display: grid;
  grid-template-columns: 10px 1fr;
  gap: 14px;
  align-items: start;
}

.compare-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  margin-top: 8px;
  flex-shrink: 0;
}

.compare-dot--trap {
  background: #F87171;
  box-shadow: 0 0 0 3px rgba(248, 113, 113, 0.18);
}

.compare-dot--standard {
  background: var(--ok);
  box-shadow: 0 0 0 3px rgba(52, 211, 153, 0.22);
}

.compare-item strong {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  color: #FFFFFF;
  margin-bottom: 4px;
}

.compare-item p {
  font-size: 0.88rem;
  line-height: 1.55;
  color: var(--ink-2);
  margin: 0;
}

/* ── Executive B2B Teaser Metrics Grid ── */
.b2b-metrics-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin: 24px 0 28px;
}

.b2b-metric-item {
  background: rgba(13, 6, 20, 0.55);
  border: 1px solid var(--line);
  border-radius: var(--r);
  padding: 16px 18px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.b2b-metric-num {
  font-family: var(--mono);
  font-size: 1.25rem;
  font-weight: 800;
  color: #FFFFFF;
}

.b2b-metric-lbl {
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--lilac-2);
}

.b2b-metric-sub {
  font-size: 0.8rem;
  color: var(--ink-3);
  line-height: 1.4;
}

@media (max-width: 768px) {
  .compare-grid {
    grid-template-columns: 1fr;
  }
  .b2b-metrics-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .hero-claim-bar {
    width: 100%;
    max-width: 100%;
    margin-top: 18px;
    box-sizing: border-box;
  }
  .hero-claim-inner {
    display: flex !important;
    align-items: center !important;
    flex-wrap: nowrap !important;
    border-radius: 999px !important;
    background: #FFFFFF !important;
    border: 2px solid #FFFFFF !important;
    padding: 3px 4px 3px 12px !important;
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
    overflow: hidden !important;
    gap: 4px !important;
    box-shadow: 0 12px 28px -6px rgba(0, 0, 0, 0.45), 0 0 0 1px rgba(255, 255, 255, 0.15) !important;
  }
  .hero-claim-prefix {
    font-size: 0.82rem !important;
    font-weight: 700 !important;
    color: var(--purple) !important;
    flex-shrink: 0 !important;
  }
  .hero-claim-input {
    font-size: 0.84rem !important;
    padding: 6px 2px !important;
    min-width: 0 !important;
    width: 0 !important;
    flex: 1 1 0% !important;
    background: transparent !important;
    border: none !important;
    outline: none !important;
    color: #0F172A !important;
  }
  .hero-claim-input::placeholder {
    font-size: 0.78rem !important;
    color: #94A3B8 !important;
  }
  .hero-claim-btn {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: auto !important;
    padding: 7px 13px !important;
    font-size: 0.8rem !important;
    gap: 5px !important;
    flex-shrink: 0 !important;
    white-space: nowrap !important;
    border-radius: 999px !important;
    background: var(--purple) !important;
    color: #FFFFFF !important;
  }
  .hero-claim-btn .ic {
    width: 12px !important;
    height: 12px !important;
  }
  .hero-claim-btn-lbl--full { display: none !important; }
  .hero-claim-btn-lbl--short { display: inline !important; }
}